Terms & Conditions
1. Acceptance of Terms
By accessing or using the Canada Financial Literacy Hub website (“Site”), you agree to be bound by these Terms & Conditions (“Terms”) and our Privacy Policy. If you do not agree, do not use the Site.
2. About our content (education, not advice)
All materials on this Site are provided for informational and educational purposes only and do not constitute financial, tax, legal, or investment advice. You are solely responsible for evaluating the information and for any actions you take based on it. Consider consulting a qualified professional for advice tailored to your circumstances.
3. Eligibility and local laws
This Site is intended for use in Canada. If you access the Site from other jurisdictions, you are responsible for compliance with local laws.
4. Acceptable use
- Do not use the Site for any unlawful, harmful, or fraudulent purpose.
- Do not attempt to disrupt, overload, or interfere with the Site or its security.
- Do not scrape, harvest, or collect information from the Site by automated means without our prior written consent.
- Do not upload or transmit malware, spam, or content that infringes rights of others.
5. Intellectual property
The Site and its contents (text, graphics, logos, images, design, and code) are owned by or licensed to Canada Financial Literacy Hub and are protected by applicable intellectual property laws. You may view and print content for personal, non‑commercial use only. Any other use (including reproduction, distribution, modification, or derivative works) requires our prior written permission.
6. Third‑party links
Links to external websites are provided for convenience only. We do not control and are not responsible for third‑party content, products, or services. Accessing third‑party sites is at your own risk and subject to their terms and policies.
7. Privacy and cookies
Your use of the Site is also governed by our Privacy Policy, which explains how we collect and use information, including cookies and analytics. Cookie preferences can be controlled via our banner and settings modal.
8. Disclaimers
To the fullest extent permitted by law, the Site and its content are provided “as is” and “as available,” without warranties of any kind, express or implied, including but not limited to merchantability, fitness for a particular purpose, and non‑infringement. We do not warrant that the Site will be uninterrupted, error‑free, secure, or free of harmful components.
9. Limitation of liability
To the maximum extent permitted by law, Canada Financial Literacy Hub and its officers, employees, agents, and affiliates shall not be liable for any indirect, incidental, special, consequential, exemplary, or punitive damages, or for any loss of profits, revenues, data, or goodwill, arising out of or related to your use of the Site. Our total aggregate liability for any claims arising from the Site shall not exceed CAD $100.
10. Indemnification
You agree to defend, indemnify, and hold harmless Canada Financial Literacy Hub and its affiliates from and against any claims, liabilities, damages, losses, and expenses (including reasonable legal fees) arising from or related to your use of the Site or violation of these Terms.
11. Changes and availability
We may modify, suspend, or discontinue the Site (in whole or in part) at any time without notice. We may update these Terms from time to time. The “Effective date” above reflects the latest version. Your continued use constitutes acceptance of the updated Terms.
12. Governing law and jurisdiction
These Terms are governed by the laws of the Province of Saskatchewan and the federal laws of Canada applicable therein, without regard to conflict‑of‑law principles. You agree to the exclusive jurisdiction of the courts located in Saskatchewan, Canada, for any dispute arising from these Terms or the Site.
13. Severability
If any provision of these Terms is found unenforceable, the remaining provisions shall continue in full force and effect.
14. Contact
For questions about these Terms, contact us at [email protected] or at: 237 Pacocha Rapids Suite 251, New Dariana, SK R8C2P3, +1 424 497 9734.